stock loans

Whether you are a first-time home buyer or a seasoned investor, understanding your loan-to-value (LTV) ratio is crucial for getting the best financing options. Lenders use this metric to assess risk and determine how much they are willing to lend you. In simple terms, the LTV ratio represents the amount of your loan compared to the value of the asset being … [Read more...] about What Does Loan To Value (LTV) Mean and How Do You Calculate It?

Let's face it, sometimes taking out a loan to keep your small business running smoothly is necessary. And, the good news is that you may even be able to get more out of your loan with a personal loan guarantee. But what is a personal guarantee and how does it work? In this article, we're discussing how you can use your own personal assets as collateral to take out a … [Read more...] about What Is a Personal Guarantee and Do You Need One for a Stock Loan?

Stock loans are an underused form of raising business capital. The capital is raised by exchanging non-marginal stocks for a non-recourse loan. This creates a great opportunity for businesses shuddered by banks and institutions. Do you hold non-marginal stocks and need an injection of capital? Want to understand how the process works and the fees you can expect? You'll … [Read more...] about What Fees Can You Expect For Stock Loans?

Global securities lending is booming. It reached a whopping $2 trillion last year. Stock loans are common and can be a great way to diversify risk. Here's everything you need to know about the fees associated with doing a stock loan and how it impacts cost so that you can make the best decision: The True Cost of Borrowing As with any investment, you're going to … [Read more...] about Stock Loan Fee: What is the Cost of Borrowing?

Bank loans fall through sometimes. This is due to insufficient credit or lack of collateral--real state, an automobile, or equity in a home. All is not lost when this happens. Customers have the option of borrowing or lending from stocks they own through stocks loans and securities lending. Borrowers often confuse these alternatives. But there is a difference. Securities … [Read more...] about Stock Loans vs. Securities Lending: What’s the Difference?