Tag: investing

  • Understanding High-Risk Investments

    Understanding High-Risk Investments

    All investments carry some risk. Investors usually measure the chance of losing money against the potential profits. This risk-reward comparison usually follows the same pattern for all stocks, funds, currencies, derivatives, and other investment vehicles. The more risk an investment presents, the higher the possible reward.  High-risk investments can offer substantial profits. However, there is…

  • Real Estate Investing for Beginners

    Real Estate Investing for Beginners

    Real estate is the favorite long-term investment option for Americans, according to Gallup. In a 2023 survey, 34% of Americans preferred investing in real estate, beating out gold, stocks, mutual funds, and savings accounts. Real estate is oftentimes viewed as a stable investment, whether you are buying a house to live in or looking for…

  • Investing in Startups: Benefits, Tips, and Strategies

    Investing in Startups: Benefits, Tips, and Strategies

    A startup is a new company that is founded by one or more entrepreneurs. It’s usually in its early stages of operation, which means the founders are growing their customer base and developing new products. Investing in a startup allows you to buy into a new business that could potentially become a major enterprise. You…

  • Strategies and Tools for Investing During Times of Inflation

    Strategies and Tools for Investing During Times of Inflation

    Inflation occurs when goods and services become more expensive over a set period. In other words, your money doesn’t buy as much as it used to.  Some inflation is normal. The average for the last century is between 2-3% per year. However, sometimes inflation is much higher. For example, in 2022, it was 8.3%.  High inflation impacts investment portfolios,…

  • Retirement Planning: Incorporating Non-Traditional Assets

    Retirement Planning: Incorporating Non-Traditional Assets

    Retirement investment portfolios often contain traditional assets like stocks and bonds. However, stocks and bonds put you at the mercy of financial markets. If markets fall, your portfolio could lose value. It’s possible to balance this risk, but you can diversify even further by adding non-traditional assets to your portfolio. Non-traditional assets, or alternative investments, include physical investments…

  • How to Trade Stocks and Securities: 3 Ways to Buy and Sell

    How to Trade Stocks and Securities: 3 Ways to Buy and Sell

    Getting involved in the stock market business can make you extra income every year without you really doing anything. This is why so many people invest in companies. The idea of making passive income every year is too attractive to not put into action, but how do you even get started? The stock market can be extremely confusing to…

  • What’s a Margin Account And How Does It Work

    What’s a Margin Account And How Does It Work

    Those of you who are interested in stock loans and how they work may be interested to learn about margin accounts. Essentially, margin accounts let you borrow cash for the purposes of purchasing securities. Read on to learn more about what it might mean for you to have a margin account. What is a Margin Account? So…

  • What Are Securities: The Different Types of Securities

    What Are Securities: The Different Types of Securities

    Many people do not understand the term securities. In fact, a large number of Americans own securities and do not even realize it. Did you know that 54 percent of Americans are invested in the stock market? In addition to stocks, this figure includes pension plans and 401(k) retirement funds. If you have one of these accounts,…

  • Buying on Margin: What is It? (And Should You Do It?)

    Buying on Margin: What is It? (And Should You Do It?)

    At first glance, buying on margin can seem like a complicated concept. In actuality, the rules of this practice are quite simple. First things first: what is margin buying? Well, that’s when you borrow money from a brokerage firm to buy stocks or meet financial needs. This borrowed money is also known as a margin loan. The catch is that…

  • To Diversify or to Not Diversify Your Portfolio: That is the Question

    To Diversify or to Not Diversify Your Portfolio: That is the Question

    Utilizing investments is the hallmark of good financial health. By investing your money correctly, you can maximize profits to support your financial future. One investment tactic you might come upon in your investment journey is to diversify your portfolio. Figuring out your first investments is difficult in itself. Adding diversification in your portfolio can be…