Upgrading your vehicle can make driving around town easier and more enjoyable; however, car prices have never been higher. The average price for a new car in 2024 is $47,244 and $28,371 for a used car. This makes buying a car one of the biggest expenses for most Americans along with purchasing a house or planning a wedding. Before you start test-driving vehicles and … [Read more...] about How Much Should I Pay For a Car? A Budgeting Guide
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How To Get Funding for Your Startup
Starting your own business is a new and exciting time in your life; however, it can feel daunting trying to get enough money to turn your idea into a reality. On average, business owners spend $40,000 during their first year in operation. During this time, many entrepreneurs are still building their companies and aren't able to turn a profit. This means they need ample liquid … [Read more...] about How To Get Funding for Your Startup
Planning for Retirement: How Much Savings Do You Really Need?
You can plan for retirement by ensuring you have enough income and savings to cover your costs after you stop working. You might need to support yourself financially for several decades with your savings, and dividends and interest payments from your investment portfolio. Of course, living expenses for retirees vary by state, and the amount you need depends on your … [Read more...] about Planning for Retirement: How Much Savings Do You Really Need?
How To Pay for Home Improvements: Loans & Financing Options
Home improvements can be a wonderful way to make your living space more comfortable; however, there are times when emergency repairs and expenses crop up. Your air conditioning could break in the middle of August or your water heater could fail mid-shower. When this occurs, you can't put off the repairs until you have extra cash. Fortunately, there are multiple ways to … [Read more...] about How To Pay for Home Improvements: Loans & Financing Options
Real Estate Investing for Beginners
Real estate is the favorite long-term investment option for Americans, according to Gallup. In a 2023 survey, 34% of Americans preferred investing in real estate, beating out gold, stocks, mutual funds, and savings accounts. Real estate is oftentimes viewed as a stable investment, whether you are buying a house to live in or looking for an investment property to rent … [Read more...] about Real Estate Investing for Beginners